All guilds have bank accounts held jointly by the treasuries of all four cities in an agreement which dates back centuries. Guild bank accounts do not become part of any city treasure, but instead are held in a separate fund. Guild bank accounts are not subject to any tax, nor are there usually any restrictions on deposits and withdrawals, although the Banks do make a charge for depositing money.
All guild members may deposit money into the bank account of any guild by typing DEPOSIT followed by the guild, followed by an amount in gold pieces. For instance, DEPOSIT ANIMISTS 500 will deposit five hundred pieces of gold in the bank account of the Animists Guild. Any guild member may type ACCOUNT followed by their guild (e..g. ACCOUNT MAGES) to discover how wealthy the guild bank account is. The master of the guild, and high-ranking guild members may withdraw money from the guild bank account by typing WITHDRAW followed by the guild, followed by an amount to take out. WITHDRAW ANIMISTS 500, performed by the guildmaster of the Animists or a prominent member, would take out five hundred pieces of gold from the Animists bank account.