It is a good suggestions Narissa (opening PR accounts for young) but very flawed. First of all, it would be exploited - open to one enemy city having a pr aide empty the other city's pr account. The Avalon Community Chest was created so anyone with some knowledge of the land can lead a new person to it and draw resources from it. Just a reminder to those who cannot remember the command to put items in the chest for the young, the word is DONATE (item).
Written by my hand on the 18th of Ilmarael, in the year 1125.